. >>> and the chip sector getting weighed down after texas instruments was downgraded from a market perform. >>> the dow is down 59 points. let's go to chicago, john brady joins us. good morning. >> good morning, simon. >> if there was one thing that people should keep front and center moving through this week, what is it? >> well, simon, the real trade this week will most likely be in two-year treasury yields. if you look on a comparative macro basis, two-year treasury yields in the united states are roughly around 23 basis points. you compare that with other two-year yields, germany at zero, japan at nine basis points. and the argument can be made that two-year treasury yields in the u.s., even at 23.5 basis points are rather attractive. ahead of chairman bernanke's testimony tomorrow, the money market industry is all awash with this idea of maybe the fed cutting on excess reserves. we think the market's got an little bit ahead of itself as the fed doesn't want to destroy the money market industry. however, there is talk that perhaps the fed will get i.o.e.r., similar to what the european